How it works
The most expensive piece of paper on Earth. You call where it goes next.
The cycle
Singapore holds a COE bidding exercise roughly twice a month. Between rounds, every category — A through E — is an open market on UpAnot: you stake free virtual credits on whether its Quota Premium will close ▲ UP or ▼ DOWN versus the last result.
When LTA publishes the official results (Wednesday around 4pm), every market settles automatically and winners get paid from the pool. Then the next round opens and it starts again.
Why picks lock before bidding opens
During the live bidding window (Monday noon to Wednesday 4pm), current bid levels are publicly visible on LTA OneMotoring — anyone could peek and bet on near-certainty. So all picks lock the moment bidding opens. No information edge, no free wins. That's the whole game: you call it before the market shows its hand.
Parimutuel payouts
There are no fixed odds. All UP stakes form one pool, all DOWN stakes the other (the house seeds each side with 1,000 credits so there's always something to win). Winners get their stake back plus a share of the losing pool, proportional to their stake:
# worked example
You stake 1,000 on UP. Pools close at 6,000 UP / 3,000 DOWN.
UP wins → you get your 1,000 back
+ floor(1,000 × 3,000 / 6,000) = +500 winnings
The fewer people who agree with you, the more a correct call pays. Following the herd is cheap; being right alone is not.
Pushes
If a premium closes exactly unchanged, that market is a push — every stake is refunded in full, and the round counts toward nobody's accuracy.
Credits
You start with 10,000 credits and get +2,000 each round, the first time you visit while it's open. Min stake 100, max 2,000 per category, one pick per category, up to five per round. You can change or cancel picks freely until lock.
Free game. Virtual credits only — no cash value.Credits can't be bought, sold, transferred, or cashed out — ever.
The leaderboard
Ranked by accuracy (% of settled picks correct), not by balance — grinding refills earns nothing. Ten settled picks qualifies you for the all-time board; three within the recent rounds window gets you on the recent board.
Results data: LTA OneMotoring / data.gov.sg. ← Back to the Board